Today I took the elevator down to the third floor with $1.10 in hand for the Coke machine. As I was rummaging through the change in my palm...

I checked my account balances yesterday and saw something that surprised me: a credit to my Visa account for $8.66, listed as "TD - CLA...

WOO HOO! I paid off my line of credit today. No more debt for me! Yee hah!   Of course, I'm going to make an offer on a condo in a cou...