I checked my account balances yesterday and saw something that surprised me: a credit to my Visa account for $8.66, listed as "TD - CLASS ACTION."
A little research indicated that I'm part of a class of citizens who were charged "undisclosed or unauthorized fees to its cardholders who incurred credits or debits in foreign currency transactions on their TD VISA (or Chargex) Cards." (See here.)
Before this, I've never been the beneficiary of any sort of lawsuit. $8.66 may not be much, but hey, every dollar hacked off your Visa bill is N dollars in interest that doesn't need to be paid down the line.